Meet Matthew Fox

I bring a disciplined, no-nonsense approach to real estate shaped by my background as a U.S. Army Veteran and coach. Whether you're buying, selling, or investing, I focus on strategy, not guesswork, so you can make confident decisions in today’s market.

As a PSA-certified agent, I use real data and local market insight to price homes correctly, identify opportunities, and negotiate from a position of strength. My goal isn’t just to close deals, it’s to make sure you win.

I serve clients throughout all of Bay County, including Panama City, Panama City Beach, and surrounding areas such as Lynn Haven, Callaway, Southport, and Mexico Beach. I believe in clear communication, honest advice, and putting your long-term goals first, not just the transaction in front of us.

If you're looking for someone who will be direct, prepared, and fully in your corner, you're in the right place.

My commitment to my clients doesn’t end at closing. I focus on building long-term relationships by continuing to provide value, guidance, and support well beyond the transaction.

In today’s fast-moving market, having accurate, up-to-date information is critical. I make sure my clients stay informed so they can make confident, strategic decisions, not rushed or emotional ones.